Legal

Terms & Condition

How we collect, use, and protect your personal information

Welcome to Tradeline Associates Inc. ("Company," "us," "we," or "our"). By accessing this website or purchasing any services from us, you agree to the terms outlined below. Please read these Terms & Conditions carefully before proceeding.

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These terms are designed to provide clarity on how our services work and what you can expect when working with us.

01
Overview

By accessing this website or purchasing any services from Tradeline Associates Inc., you agree to the terms outlined in this document.

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These terms are designed to provide clarity on how our services work and what you can expect when working with us.

02
Nature of Services

Tradeline Associates Inc. provides the following services:

  • Business credit consulting
  • Business tradeline placement services
  • Aged shelf corporation sourcing
  • Business compliance and fundability guidance
  • Strategic positioning for business funding

We are not a lender, bank, or credit bureau. In certain cases, we may connect clients with trusted third-party providers to assist with fulfillment.

03
How Our Process Works

Our services are designed to position your business to meet lender approval standards. We focus on improving key factors such as:

  • Business credibility and consistency
  • Credit profile strength
  • Reporting across business credit bureaus
  • Overall fundability
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Final decisions regarding approvals, funding, and credit are made by lenders and financial institutions — not by Tradeline Associates Inc.

04
Tradeline Services

We ensure that:

  • Tradelines are placed as agreed
  • Tradelines report to designated business credit bureaus

Typical reporting timeframes range from 30–60 days, depending on reporting cycles.

Tradelines are used to strengthen your business credit profile by adding payment history and depth, which contributes to how lenders evaluate your business.

05
Aged Shelf Companies

All entities provided through our aged shelf company services:

  • Are legally formed
  • Are clean and unused unless otherwise stated

Aged entities can enhance business credibility, as history is one factor lenders consider when evaluating applications.

06
Payments & Refunds

All services are non-refundable once delivered.

Tradeline Exception: If a tradeline does not report within the expected timeframe and all requirements have been met, one of the following will apply:

  • The tradeline will be replaced
  • A refund will be issued for that specific tradeline
07
Third-Party Services

We may introduce clients to third-party providers. While we guide and position clients throughout the process:

  • These providers operate independently
  • They control their own processes, timelines, and outcomes
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Tradeline Associates Inc. is not responsible for the actions, decisions, or outcomes of any third-party provider.

08
Client Responsibilities

By engaging our services, clients agree to:

  • Provide accurate and truthful information
  • Follow recommended guidance provided by our team
  • Use services for lawful purposes only
09
Client Credit Conduct & Profile Integrity

Client acknowledges that maintaining the integrity of their personal and/or business credit profile is a critical component of achieving successful outcomes. By engaging in credit-building or funding-related services, Client agrees to:

  • Refrain from actions that may negatively impact their credit profile during the service period
  • Follow guidance provided regarding credit usage, applications, and financial behavior
  • Avoid excessive credit inquiries, new accounts, or financial changes outside of the recommended strategy
  • Maintain consistency across all personal and business information submitted to lenders and credit bureaus

Client understands that actions taken outside of the recommended strategy may reduce approval potential, delay results, or negatively impact funding outcomes.

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Tradeline Associates Inc. shall not be held responsible for outcomes affected by Client actions that deviate from provided guidance.

10
Results & Expectations

Results are influenced by multiple factors including:

  • Your starting credit profile
  • Business structure and compliance
  • Lender criteria and requirements
  • Market conditions

Clients who follow the process typically experience stronger business credibility and improved access to capital over time.

11
Limitation of Liability

Tradeline Associates Inc. is not liable for:

  • Lending decisions or denials
  • Credit score changes
  • Business or financial outcomes
  • Actions of third-party providers
12
Updates & Contact

We may update these terms at any time. Continued use of our services constitutes acceptance of any updates.

If you have any questions regarding these Terms & Conditions, please reach out to us:

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