Personal creditCredit Repair & Optimization
Strengthen the owner's personal credit — usually the first thing a lender checks.
- Full personal credit profile review
- Inaccurate item disputes & utilization strategy
- Authorized user tradeline options
Clean, previously unused corporations and LLCs, transferred to you with the original formation date on record.
Entity age isn't operating history
The formation date and ownership change are on public record. We recommend disclosing both accurately on every credit application.
View current inventoryBuild the commercial and personal credit picture underwriters review.
Not sure where you stand?
A free consultation is a conversation about your goals and the next sensible step. It isn't an underwriting review.
Schedule a free consultationWhen your profile is ready, we help you find the product and lender that fit it.
No approvals are promised
Lenders make every final decision, and many also weigh revenue, cash flow and existing debt. We work on the factors you can control.
Explore fundingFulfillment and referral relationships for brokers, consultants and corporate service providers.
Who we work with
Funding brokers, credit consultants and corporate service providers who prepare clients before they submit.
Partner with TLAPlain-language guides to business credit and funding preparation.
Prefer to talk it through?
Speak with a specialist about your situation and the right starting point.
(818) 860-4465Credit Repair • Business Credit Development • Aged Shelf Companies • Business Tradelines • Funding Solutions
Tradeline Associates Inc. helps entrepreneurs and business owners strengthen their personal credit, structure their businesses correctly, build strong business credit profiles, and position their companies for funding approvals through banks, lenders, and financial institutions. Our process focuses on improving the key factors underwriters evaluate, including personal credit strength, business compliance, commercial credit history, and time in business.
Tap each factor you already have in good shape.
Aged entities transferred in 24–48 hours
Lenders don't just look at your idea; they review your personal credit, how your company is set up, its commercial credit history and how long it has existed. Gaps in any one area lead to denials or low limits.
We fix those gaps first, in the right order, and then guide you to lenders and financial institutions that fit your profile.
See how our process worksNegative items and high utilization lower approvals
Mismatched address, listings or structure raise red flags
No business bureau file, so no history to review
New entities miss minimum age requirements
Use one service on its own or combine them into a complete funding-preparation plan. Each one targets a specific factor lenders evaluate.
Personal creditStrengthen the owner's personal credit — usually the first thing a lender checks.
ComplianceMake sure your company looks credible and consistent when an underwriter reviews it.
Commercial creditOpen your business credit files and build a commercial payment history step by step.
Commercial creditAdd accounts that report to major business credit agencies to strengthen your commercial file.
Time in businessStart with an established company when a lender requires minimum time in business.
FundingOnce you're positioned, we guide you to the funding product and lender that fit your profile.
Not sure where to start? We'll review your profile and recommend the right mix.
Get My Funding Readiness AuditEach step builds on the last, so you're never applying with a weak spot an underwriter will catch.

We review and optimize the owner's personal credit profile to support funding eligibility.
We evaluate key credibility factors and make sure the business is structured and compliant for lender review.
We establish commercial credit history through reporting accounts and business tradelines.
When you're ready, we guide you toward funding with appropriate lenders and financial institutions.
Some lenders require a minimum time in business before approving higher-limit credit products. We keep an inventory of clean aged entities you can buy on their own or as part of a full funding-preparation plan.
The entity's true formation date and ownership change are on public record. We recommend always disclosing them accurately on any credit application.
Pick the entity that fits your goal
Two to three years of history for stronger applications.
Business credit report excerpts from a client's clean aged shelf company, taken before any services and again 20 days after we added the business owner, address information and the first vendor account.
Blank, clean aged company — before any services
Individual results vary. Results depend on each business's profile and the services completed.

It has been a pleasure working with your company, you do what you say and in this industry it’s the most important thing. Jerrad has been great from start to finish and I’m looking forward in continue doing business with him! Thanks for being knowledgeable and honest!
Our Professional Standards. Responsible business credit development and clear communication at every step.
We work with professionals who need dependable aged entities, tradelines and funding preparation for their clients. Join our broker program or refer a business owner and get rewarded.

Who we work with
Practical eBooks, step-by-step guides, lender-ready templates and money-saving bundles from our team. Buy once, get instant access, and download anytime from your account.
Can't find your answer? Call us or browse the full FAQ page.
Prefer to talk it through?(818) 860-4465Book your Funding Readiness Audit. We'll review your personal and business credit position and show you the fastest responsible path to funding readiness.
Specialists availableReal reviews from business owners we have worked with, published on Trustpilot.
Tradeline associates was one of the best choices I've made in a long time. I am very happy and pleased with the results. And I am thankful that I made them the choice to go with
It has been excellent pleasure working with Jared so far. He is very knowledgeable, informative and he does exactly what he saids he will do. He keeps you updated along each phase process. He does excellent/professional business!
It has been a pleasure working with your company, you do what you say and in this industry it's the most important thing. Jerrad has been great from start to finish and I'm looking forward in continue doing business with him! Thanks for being knowledgeable and honest!
“Tradeline associates was one of the best choices I've made in a long time. I am very happy and pleased with the results. And I am thankful that I made them the choice to go with”
“It has been excellent pleasure working with Jared so far. He is very knowledgeable, informative and he does exactly what he saids he will do. He keeps you updated along each phase process. He does excellent/professional business!”
“It has been a pleasure working with your company, you do what you say and in this industry it's the most important thing. Jerrad has been great from start to finish and I'm looking forward in continue doing business with him! Thanks for being knowledgeable and honest!”
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